What are the 10 Largest Credit Unions in the USA?

1. Navy Federal Credit Union located in Merrifield, Virgina has 3,194,292 members.
2. State Employees Credit Union located in Raleigh, North Carolina has 1,498,062 members.
3. Pentagon Federal Credit Union located in Alexandria, Virgina has 864,803 members.
4. The Golden 1 Credit Union located in Sacramento, California has 694,836 members.
5. Security Service Federal Credit Union located in San Antonio, Texas has 681,353 members.
6. Boeing Employees Credit Union located in Tukwila, Washington has 588,755 members.
7. America First Federal Credit Union located in Ogden, Utah has 484,291 members.
8. Suncoast Schools Federal Credit Union located in Tampa, Florida has 471,441 members.
9. Schoolsfirst Federal Credit Union located in Santa Ana, California has 400,721 members.
10. Digital Federal Credit Union located in Marlborough, Massachusetts has 370,309 members.

1. Navy Federal Credit Union located in Merrifield, Virgina has $36.4 billion in assets.
   
2. State Employees Credit Union located in Raleigh, North Carolina has $16.7 billion in assets.
   
3. Pentagon Federal Credit Union located in Alexandria, Virgina has $13 billion in assets.
   
4. Boeing Employees Credit Union located in Tukwila, Washington has $8.6 billion in assets.
   
5. Schoolsfirst Federal Credit Union located in Santa Ana, California has $7.8 billion in assets.
   
6. The Golden 1 Credit Union located in Sacramento, California has $6 billion in assets.
   
7. Alliant Credit Union located in Chicago, Illinois has $5.9 billion in assets.
8. Suncoast Schools Federal Credit Union located in Tampa, Florida has $5.9 billion in assests.
9. American Airlines Federal Credit Union located in Fort Worth, Texas has $5.3 billion in assets.
   
10. Security Service Federal Credit Union located in San Antonio, Texas has $5.1 billion in assets.
    

While most people may think that having more members automatically equals more assets, this data proves that is not the case. Several different things impact both membership and assets. Membership requirements, such as those for the American Airlines and Boeing Employees Credit Unions limit the number of members they can have.

For example, to join Boeing Employees Credit Union, also known as BECU, you must be a Washington State resident. To join American Airlines Credit Union, you have to have been an employee of the airline or the air transportation industry, and if not, you have to be sponsored by someone who was. If the membership base has access to a lot of funds, such as the airline employees who have relatively high incomes, then naturally, their assets could be higher than other credit unions who have more people.

Credit Union Access. Data Current as of December 2008. This article will be updated when newer data is available.