How to write a debt dispute letter
Knowing how to write a debt dispute letter can be easy once you know the format to use. Here's a guide to help you get started.
This is the format you're going to use to write a debt dispute letter:
Your Name, Your Address, Your City, State and Zip Code
Complaint Department, Reporting Agency Name, Address, City, State and Zip Code
Dear Sir or Madam:
Here you'll want to state that you're disputing information on your credit report. List the information and describe why it's inaccurate, or if it's incomplete. Formally state that you'd like the information deleted or changed.
Next, state that you're enclosing documentation to prove your dispute. Some important information would be payment receipts or records, court documents, or identification.
Enclosures: List the documents you're enclosing