Five Instant Ways to Spend Less
Spending less can be a lot of fun and can also allow people to control their household budget and be able to put noticeable savings in the bank.
Small changes to lifestyle are not hard to do and the savings realized are worth thousands of dollars on a yearly basis.
Internet Shopping - One of the best ways to save money is via comparison shopping and the whole world is at our fingertips from the comfort of our home. Bookmark reliable websites that offer amazing savings on an updated daily basis and those that give you cash back if you shop through them.
Fatwallet.com is one such site with very active posters and deals that can't be found in brick and mortar stores because they are not advertised or because quantities are limited. Members post coupons for additional savings on the products and keep people apprised on larger-than-usual cash back promotions through credit cards. A similar site is Slickdeals.net but they don't offer cash back for purchasing through them. Savvy shoppers may find a deal at Slickdeals.net and go through Fatwallet.com to make the purchase.
Television - Cut the cable or satellite provider from your life and save an average of $800 a year. Most people's cable bill is around $70 a month. If the family needs cable, consider downgrading to the lowest tier available. But for many, free is better and the usual programming can be obtain in glorious High Definition with an Over-The-Air (OTA) antenna. Need to watch The Comedy Channel? CNN or MSNBC? Watch online or, for more viewers, connect an HDMI cable to the laptop to watch the programs on the big television set. Most game consoles will provide the same service for free as well.
Movies - Netflix is a popular way to watch movies on demand all month long for the price of a small popcorn at the movie theater. Spend even less by renting a movie for one dollar from Red Box kiosks or Blockbuster's. Sign up online to receive codes for free rentals on a regular basis.
Telephone Service - For those who need a land line, instant savings can be achieved by eliminating seldom used features, such as call waiting, privacy manager and 3-way calling. Eliminate the high price of long-distance calling by signing the home phone long-distance service to Aire Spring - calls to most countries start at 3 cents a minute.
For those who need a cell phone as well, use the free weekend and after hours terms of the cell plan to place long-distance phone calls to friends and family around the country or change cell phone providers to save money instantly. For example, for $55.00 a month, Cricket offers unlimited Internet, unlimited local and long distance, and unlimited text messaging. Non-smart phones have the same features for $30 to $35 a month and there are no contracts or early termination fees (ETF).
Gas - Learn to plan and coordinate trips just like the pros do. Grocery stores are a mad house on the weekends when all the people who don't plan ahead do their shopping. Go with your shopping list on the way home from work and use the weekends to relax.