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FHA Mortgage Guidelines: What's New in 2009

An FHA mortgage is a federally insured loan offered by FHA qualified lenders. These loans have historically allowed individuals to purchase homes who otherwise would not have been able to. An FHA insured mortgage requires a lower down payment and lower credit requirements.

Published by Trent Lorcher (30,053 pts ) on Nov 11, 2009 to
Personal Finance Articles
The Five Funny Rules of Cash Value Life Insurance

Do you have a whole life insurance policy? Once you see whole life insurance explained, you'll be angry.

Published by Trent Lorcher (30,053 pts ) on Nov 11, 2009 to
Personal Finance Articles
Morning People vs. Night Owls -- Who Saves More?

Can a few extra minutes of sleep each morning be costing you a small fortune? Read more to find out if morning people “the early birds” are catching more than just worms by racking up more savings than their night owl neighbors.

Published by Ginny Edwards (1,169 pts ) on Nov 11, 2009 to
Personal Finance Articles

Calculating Mortgage Closing Costs

Calculating your mortgage closing costs can be time consuming and confusing. Fortunately there are several great online resources to help make the experience easier.

Published by Robin (6,167 pts ) on Nov 10, 2009 to
Personal Finance Articles
Ways to Earn Extra Income to Give Your Budget Wiggle Room

Rather than trimming your budget down even more, why not consider finding ways to earn extra income to help balance the budget? Read on to find out more about different ways to earn extra income.

Published by Robin (6,167 pts ) on Nov 10, 2009 to
Personal Finance Articles
Personal Finance, Professional Help

Details on how to hire a professional, such as a financial planner, to help with your personal finances.

Published by ChrisB (391 pts ) on Nov 10, 2009 to
Personal Finance Articles

Cheap Wacky Christmas Gifts

Sometimes it is just fun to give silly Christmas gifts instead of spending a lot of money on actual presents. There are so many kinds of gag gifts a person can make or buy, but here are a few to get some ideas from.

Published by chesanekc (4,766 pts ) on Nov 10, 2009 to
Personal Finance Articles
Common Federal Income Tax Deductions

Don't give the government any more money than they deserve. Make sure you include these common federal income tax deductions.

Published by Trent Lorcher (30,053 pts ) on Nov 10, 2009 to
Personal Finance Articles
Self Employed Retirement Plans: SEP IRA Rules

You became self employed so you could free yourself from the tyranny of a job. Free yourself from your work by establishing a self employed retirement plan. Educating yourself on SEP IRA rules should help.

Published by Trent Lorcher (30,053 pts ) on Nov 10, 2009 to
Personal Finance Articles
Saving for College: An Overview of 529 College Savings Plans

A wise woman once said, "I believe the children are our future." Isn't it time we "treat them well and let them lead the way and show them all the beauty they possess inside" with a 529 college savings plan?

Published by Trent Lorcher (30,053 pts ) on Nov 10, 2009 to
Personal Finance Articles

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