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  • Fiscal Year vs. Calendar Year – Which to Use for Personal Finances

    If your personal finances are tied into self-employment or seasonal work, you might wonder if a calendar year is the best method to help track your personal income and expenses. Deciding the financial calendar to use for personal income is important for keeping track of personal budgeting.
    Published by W. A. Swan (2,056 pts ) on Nov 20, 2009 to
    Personal Finance Articles

  • How Long Should I Keep Personal Financial Information

    Understanding what makes up your personal financial information is important. But equally important is knowing how long you should keep records of your personal finances, including your tax information and supporting documents. Here are a few tips which can help.
    Published by W. A. Swan (2,056 pts ) on Nov 20, 2009 to
    Personal Finance Articles

  • Is a Dental Discount Card Right for You?

    Dental discount cards can offer substantial savings on your family’s dental care, but the keys to determining if you should buy into a discount program are how often you will use the card and whether your preferred dentist participates in the discount program.
    Published by moonshadow (803 pts ) on Nov 19, 2009 to
    Personal Finance Articles

  • The First Time Home Buyers Tax Credit: Information on Stimulus

    2009 may be a good time to buy a house, thanks to a new tax credit for first time home buyers. It’s part of the federal government’s stimulus plan and can save you up to $8000.
    Published by H. Rox (858 pts ) on Nov 19, 2009 to
    Personal Finance Articles

  • Learn About the True Costs of Flipping a House: Is It a Risk Worth Taking?

    Flipping a house sounds like a great easy way to make money. It sounds simple buy a house at a low price and then paint it and sell it for profit, but flipping a home is not that easy. Learn the real risks involved in flipping homes.
    Published by M Lambert (3,702 pts ) on Nov 19, 2009 to
    Personal Finance Articles

  • Why a McMansion Isn't Worth the Money

    McMansions are popping up everywhere. They are beautiful large homes that appeal to the middle class. However these large homes may not be worth the extra money. Learn the reasons you may want to steer clear of McMansions when you purchase your homes.
    Published by M Lambert (3,702 pts ) on Nov 19, 2009 to
    Personal Finance Articles

  • Car Title Payday Loans

    Car title payday loan companies target the working class who struggle to get by. These companies offer loan products designed to help those who are running short on cash or have an emergency come up. However the interest rates on these loans is very high. Learn more about car title and payday loans.
    Published by M Lambert (3,702 pts ) on Nov 19, 2009 to
    Personal Finance Articles

  • What is Medicaid?

    Medicaid is available in every state for those who need it. Each state has its own criteria for eligibility. But you can learn a few basic about this what Medicare is here.
    Published by ShawnTe (1,395 pts ) on Nov 18, 2009 to
    Personal Finance Articles

  • The average cost of divorce

    Setting aside the emotional cost of divorce and the frills, like splitting assets, settlements, pre-nups, child support and all the other messy bits strewn in the wake of ending a marriage, let's consider the nuts and bolts, the bottom line cost of the divorce itself.
    Published by sherisaid (4,128 pts ) on Nov 18, 2009 to
    Personal Finance Articles

  • Discover Some Unusual Uses for Pareto Analysis in Financial Planning

    The Pareto Principle, 80/20 Rule, or the Law of the Vital Few has had business applications for over 100 years. Understanding the principle can improve your personal financial planning as well. In a general form, the principle states 80 percent of results come from 20 percent of actions.
    Published by cra8051 (6,971 pts ) on Nov 18, 2009 to
    Personal Finance Articles
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