Personal Finance

  • FHA Mortgage Guidelines: What's New in 2009

    An FHA mortgage is a federally insured loan offered by FHA qualified lenders. These loans have historically allowed individuals to purchase homes who otherwise would not have been able to. An FHA insured mortgage requires a lower down payment and lower...
    Published by Trent Lorcher (30,053 pts ) on Nov 11, 2009 to
    Personal Finance Articles

  • The Five Funny Rules of Cash Value Life Insurance

    Do you have a whole life insurance policy? Once you see whole life insurance explained, you'll be angry. Types of Life Insurance There are several types of life insurance. They can all be classified as either term life insurance or cash value...
    Published by Trent Lorcher (30,053 pts ) on Nov 11, 2009 to
    Personal Finance Articles

  • Morning People vs. Night Owls -- Who Saves More?

    Can a few extra minutes of sleep each morning be costing you a small fortune? Read more to find out if morning people “the early birds” are catching more than just worms by racking up more savings than their night owl neighbors. Personality...
    Published by Ginny Edwards (1,169 pts ) on Nov 11, 2009 to
    Personal Finance Articles

  • Calculating Mortgage Closing Costs

    Calculating your mortgage closing costs can be time consuming and confusing. Fortunately there are several great online resources to help make the experience easier. One of the most confusing aspects of buying a house is preparing financially for the...
    Published by Robin (6,167 pts ) on Nov 10, 2009 to
    Personal Finance Articles

  • Ways to Earn Extra Income to Give Your Budget Wiggle Room

    Rather than trimming your budget down even more, why not consider finding ways to earn extra income to help balance the budget? Read on to find out more about different ways to earn extra income. Earn Money Online There are a number of ways to earn...
    Published by Robin (6,167 pts ) on Nov 10, 2009 to
    Personal Finance Articles

  • Personal Finance, Professional Help

    Details on how to hire a professional, such as a financial planner, to help with your personal finances. What does the phrase “personal finance” mean to you? Most people think of this as the way they personally manage their money; and this is pretty much...
    Published by ChrisB (391 pts ) on Nov 10, 2009 to
    Personal Finance Articles

  • Cheap Wacky Christmas Gifts

    Sometimes it is just fun to give silly Christmas gifts instead of spending a lot of money on actual presents. There are so many kinds of gag gifts a person can make or buy, but here are a few to get some ideas from. Cheap Wacky Christmas Gifts People...
    Published by chesanekc (4,766 pts ) on Nov 10, 2009 to
    Personal Finance Articles

  • Common Federal Income Tax Deductions

    Don't give the government any more money than they deserve. Make sure you include these common federal income tax deductions. Remember when you used the 1040 EZ to file your taxes? Even though it only took 10 minutes to fill out the form, I sent it...
    Published by Trent Lorcher (30,053 pts ) on Nov 10, 2009 to
    Personal Finance Articles

  • Self Employed Retirement Plans: SEP IRA Rules

    You became self employed so you could free yourself from the tyranny of a job. Free yourself from your work by establishing a self employed retirement plan. Educating yourself on SEP IRA rules should help. It's Time for a Self Employed Retirement...
    Published by Trent Lorcher (30,053 pts ) on Nov 10, 2009 to
    Personal Finance Articles

  • Saving for College: An Overview of 529 College Savings Plans

    A wise woman once said, "I believe the children are our future." Isn't it time we "treat them well and let them lead the way and show them all the beauty they possess inside" with a 529 college savings plan? Saving for College:...
    Published by Trent Lorcher (30,053 pts ) on Nov 10, 2009 to
    Personal Finance Articles

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