Personal Finance

Budget Breakdown: Cable vs Satellite TV
How much is too much for television? Find out whether you're getting your money's worth. TV vs TV Cable vs satellite TV: Which costs less in the long run? The answer is, as always, “That depends.” Here’s what it depends on. Monthly Fees As...

Published by lmaloney (2,890 pts ) on Nov 16, 2009 to
Personal Finance Articles
Save on Eye Care with Discounted Eye Exams
If you've got poor eyesight, regular exams are a must. But can they be had for less? Recommendations The American Optometric Association recommends that children and adults receive an eye exam every one or two years, depending on age and risk...

Published by lmaloney (2,890 pts ) on Nov 16, 2009 to
Personal Finance Articles
What is the Catch With 0% Interest Credit Cards?
Many issuing banks offer 0% interest credit cards to potential customers seeking their business. Are these offers valid? Or, is a catch 22 lurking somewhere within the fine print? What Does 0% Interest Really Mean? A 0% APR credit...

Published by ShawnTe (1,395 pts ) on Nov 16, 2009 to
Personal Finance Articles

Flood Insurance
Flood insurance provides coverage against any event that causes flooding of a property. While those living in flood prone areas are most at risk, others too can be affected due to unusual weather patterns. Learn more about flood protection provided by...

Published by Kantha Wijeratne (1,514 pts ) on Nov 15, 2009 to
Personal Finance Articles
What is SR22 Auto Insurance?
The SR22 auto insurance form is required for some individuals. Find out what it is and how to submit it to the state. SR22 auto insurance is not a specific type of auto insurance, but rather proof that an individual has obtained the state mandated level...

Published by Robin (6,167 pts ) on Nov 13, 2009 to
Personal Finance Articles
What is an Education Savings Account
An education savings account is a savings alternative for people preparing for the educational future of a child. The rules are easy to understand and many institutions offer these plans. An educations savings account is ideal for people saving for education...

Published by Robin (6,167 pts ) on Nov 13, 2009 to
Personal Finance Articles

All About The W9 Form
What is a W9 is a question on many taxpayer's minds. This is a guide to the popular tax form for independent contractors. Introduction A W9 form is one of the tax forms required by the Internal Revenue Service (IRS) for income reporting. Individuals...

Published by Stephanie Mojica (7,118 pts ) on Nov 11, 2009 to
Personal Finance Articles
The W-4
Filling out any IRS form can be intimidating, however this is a simple form that only takes a few minutes to complete. It comes with instructions and worksheets and is a necessary form for all employers to have to withhold the correct amount of federal...

Published by Dale DeVries (644 pts ) on Nov 11, 2009 to
Personal Finance Articles
How to Save Money on Daycare
Daycare is costly, and many working parents look for ways to cut costs and save money. Fortunately, there are ways to save money on daycare expenses without sacrificing the qualify of care. Childcare is expensive; and unfortunately, this is one expense...

Published by Valencia Higuera (2,360 pts ) on Nov 11, 2009 to
Personal Finance Articles
Self Employment Retirement Plans: What is a Keogh Plan?
Pay yourself more and pay the government less by investing in a Keogh retirement plan. What is a Keogh Plan? A Keogh retirement plan is a tax deferred retirement savings program for the self-employed. It acts much like an IRA, the main difference...

Published by Trent Lorcher (30,053 pts ) on Nov 11, 2009 to
Personal Finance Articles