What Needs to Happen
There are no magic wands or magic bullets—whichever analogy you like best—and it is not impossible to turn this situation around and restore the American dream. However, it will involve sacrifice and the pain of behavior change.
On a national level, American voters need to shake off their apathy and oust from office every single politician who has contributed to mortgaging America's future by selling us to foreign powers as indentured servants via debt. Just vote them out.
Next, we need to monitor the results of the new bunch that takes office. The minute we see a return to "politics as usual" and spending addiction, we vote them out. If we throw them out of office often enough, eventually the message will sink in. Americans have had it with oppressive taxation and lack of representation from elected officials. It is our money—not yours—and you will spend it the way we tell you to or you will lose your cushy job.
On a state level, voters can do the same thing. Just vote out the corrupt officials who are bankrupting your state, your city, or your locality. If one little old gray-haired granny (that's me, by the way) can write letters, send faxes, man telephone banks, and burn up the phones lines to Washington, DC long enough to oust Tom Perriello from office, you can too. Sure, there were things I would rather have been doing than investing my time in that way, but as I told him in the volumes of mail I sent him, if he voted yes for the healthcare bill, I would make it my job to vote him out. He did, and I did. You can get rid of them if you want to make the effort.
On a personal level, you can "vote" every time you make a purchase. If fuel is less expensive at a location because of a discount or loyalty card, patronize that location because obviously they want your business. If your bank charges outrageous fees, move your money. Pay down debt and invest in safer investments like precious metals. Cut back but fight back. The American dream of retirement is still alive and available if you are willing to invest the time to find it.
What are your thoughts on retirement and how it seems to be far, far away? Are you safe or do you need to create a new retirement plan? Drop me a comment. Readers offering their comments and suggestions to other readers is another way we can fight the good fight!