http://www.brighthub.comen-UShttp://www.brighthub.com/money/personal-finance/articles/17898.aspxMon, 23 Nov 2009 19:11:20 GMTb133e95a-c263-4882-8f2a-b24547eff78e:17898WhitepinesWhen money is tight, the idea for shopping for Christmas gifts can seem impossible. Luckily, there are several ways to shop for gifts when you have no money for Christmas. Shop for Groceries and Get Money for Gifts One great way to help stretch those dollars is to look for grocery offers that will help you acquire gift cards or store coupons that c...http://www.brighthub.com/money/personal-finance/articles/56971.aspxMon, 23 Nov 2009 15:57:24 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56971LWatrousClosed end loans are something the lenders want borrowers to use, but something that borrowers should stay away from. While most borrowers offer open ended loan options, pay close attention to the terms before signing any documents. What are Closed End Loans? Closed end loans are a type of loan, better known as an installment loan. An installme...http://www.brighthub.com/money/personal-finance/articles/56970.aspxMon, 23 Nov 2009 15:39:11 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56970LWatrousMortgage points are a part of every mortgage. Knowing what kinds of points there are and what each of them means to your loan will make a big difference when you are shopping for the best deal. Keep reading to find out the answer to the "what are mortgage points?" question. What are Mortgage Points? There are two different kinds of ...http://www.brighthub.com/money/investing/articles/56826.aspxSat, 21 Nov 2009 19:25:48 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56826brianllamaTrading stocks sounds simple enough. Open a brokerage account and then enter your orders to buy or sell stocks. Look closer and there are actually several different types of stock market order types. A User Guide to Stock Market Orders is…well, in order. Stock Market Order Types FAQ User Guide Types of Stock Orders Every stock market trade or...http://www.brighthub.com/money/investing/articles/29864.aspxSat, 21 Nov 2009 18:00:43 GMTb133e95a-c263-4882-8f2a-b24547eff78e:29864brianllamaStocks trade millions of times a day. These trades are tracked via the ticker which posts trades as they occur. Those number are what the price used to be. What is it now? Understanding Stock Prices Sample contents.One of the difficult concepts for new and beginning traders to grasp is that stocks do not have a set price. Everyone understands t...http://www.brighthub.com/money/investing/articles/29866.aspxSat, 21 Nov 2009 17:57:51 GMTb133e95a-c263-4882-8f2a-b24547eff78e:29866brianllamaThe bid and ask not only set a stock's price, they also work to make it change. Understanding how bid and ask work can improve your trading profits. Bid and Ask Interact With Orders We covered what a bid and ask is and how they set a stock price earlier. Now, lets jump in to see the mechanics of a stock price change . To see how stock prices ch...http://www.brighthub.com/money/personal-finance/articles/56706.aspxFri, 20 Nov 2009 11:34:27 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56706bswanIf your personal finances are tied into self-employment or seasonal work, you might wonder if a calendar year is the best method to help track your personal income and expenses. Deciding the financial calendar to use for personal income is important for keeping track of personal budgeting. While it is well known that personal budgeting and having a...http://www.brighthub.com/money/personal-finance/articles/56705.aspxFri, 20 Nov 2009 11:32:59 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56705bswanUnderstanding what makes up your personal financial information is important. But equally important is knowing how long you should keep records of your personal finances, including your tax information and supporting documents. Here are a few tips which can help. In today's world of financial transactions there is often a huge amount of paper gener...http://www.brighthub.com/money/personal-finance/articles/56580.aspxThu, 19 Nov 2009 17:18:16 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56580moonshadowDental discount cards can offer substantial savings on your family’s dental care, but the keys to determining if you should buy into a discount program are how often you will use the card and whether your preferred dentist participates in the discount program. What you need to know about Dental Discount Programs Dental discount card programs ...http://www.brighthub.com/money/personal-finance/articles/30221.aspxThu, 19 Nov 2009 14:55:26 GMTb133e95a-c263-4882-8f2a-b24547eff78e:30221H. Allen2009 may be a good time to buy a house, thanks to a new tax credit for first time home buyers. It’s part of the federal government’s stimulus plan and can save you up to $8000. If you're thinking of buying a house, 2009 may be a good year to do it, especially if you're a first-time homebuyer. Under the stimulus plan passed in Februa...http://www.brighthub.com/money/personal-finance/articles/56556.aspxThu, 19 Nov 2009 11:21:57 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56556MCaldwellFlipping a house sounds like a great easy way to make money. It sounds simple buy a house at a low price and then paint it and sell it for profit, but flipping a home is not that easy. Learn the real risks involved in flipping homes. Think You Can Make Money Flipping Houses? Most people have seen at least one infomercial advertising the benefit...http://www.brighthub.com/money/personal-finance/articles/56555.aspxThu, 19 Nov 2009 11:19:41 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56555MCaldwellMcMansions are popping up everywhere. They are beautiful large homes that appeal to the middle class. However these large homes may not be worth the extra money. Learn the reasons you may want to steer clear of McMansions when you purchase your homes. Why a McMansion Isn't Worth the Money A McMansion seems to be everyone’s dream home. It’s big,...http://www.brighthub.com/money/personal-finance/articles/56554.aspxThu, 19 Nov 2009 11:17:28 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56554MCaldwellCar title payday loan companies target the working class who struggle to get by. These companies offer loan products designed to help those who are running short on cash or have an emergency come up. However the interest rates on these loans is very high. Learn more about car title and payday loans. Learn More About Car Title Payday Loans Many comp...http://www.brighthub.com/money/personal-finance/articles/56488.aspxThu, 19 Nov 2009 01:32:31 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56488ShawnTeMedicaid is available in every state for those who need it. Each state has its own criteria for eligibility. But you can learn a few basic about this what Medicare is here. What is Medicaid? Many people often confuse Medicare with Medicaid , when in fact they are separate programs. Medicare is a health insurance program for individuals receivin...http://www.brighthub.com/money/personal-finance/articles/56453.aspxWed, 18 Nov 2009 22:19:33 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56453sherisaidSetting aside the emotional cost of divorce and the frills, like splitting assets, settlements, pre-nups, child support and all the other messy bits strewn in the wake of ending a marriage, let's consider the nuts and bolts, the bottom line cost of the divorce itself. Traditional Divorce The average cost of a divorce with two lawyers, perhaps a...http://www.brighthub.com/money/investing/articles/25572.aspxWed, 18 Nov 2009 21:25:11 GMTb133e95a-c263-4882-8f2a-b24547eff78e:25572Trent"Buy and hold," my broker says, "You're safe. I've got you invested in blue chip companies, Dow components, and industrial giants." Sound familiar? It's time to ditch the broker who's making you broker and become your own broker. The Old Stock Trading Strategy I called my broker the other day and got his answerin...http://www.brighthub.com/money/investing/articles/36026.aspxWed, 18 Nov 2009 21:15:09 GMTb133e95a-c263-4882-8f2a-b24547eff78e:36026brianllamaExchange Traded Funds, or ETFs, are a great way to invest in a diverse portfolio of securities. Understanding how these market traded securities fit into your investment portfolio can help lower your risk and increase your profitable returns. What Are ETF / Exchange Traded Funds? Exchange traded funds are similar to traditional mutual funds...http://www.brighthub.com/money/investing/articles/47992.aspxWed, 18 Nov 2009 21:11:57 GMTb133e95a-c263-4882-8f2a-b24547eff78e:47992brianllamaIf the recession is over and you want to get money invested in the stock market, but you don’t want to spend the time sorting through who will be the survivors and who will be next decade’s bankruptcies, consider just investing in “the market.” S&P 500 ETF - SPDRs - SPY One of the earliest and biggest Exchange Traded Fun...http://www.brighthub.com/money/investing/articles/56443.aspxWed, 18 Nov 2009 21:08:49 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56443vaedwardsEvery investor, especially index investors, would love to have a crystal ball to see into the future and know where the stock market is heading. The Index of Leading Economic Indicators (LEI) TM is about as close as an investor can get in having his or her own personal crystal ball. What Is the Index of Leading Economic Indicators? The ...http://www.brighthub.com/money/investing/articles/33247.aspxWed, 18 Nov 2009 21:03:41 GMTb133e95a-c263-4882-8f2a-b24547eff78e:33247ShawnTeFrom the AIG debacle to the Bernard Madoff Ponzi scheme, hedge funds have been finding their way into the headlines over the past year. Many are wondering exactly what a hedge fund really is. This guide will provide an overview as to the nature of a hedge fund. Defining the Hedge Fund In 1949 the first hedge fund was established by Alfred W. Jones,...