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One of the
best apps for Android is a business/productivity/trust application called
The Square from
Square Inc. This application takes credit card payments from anyone and it works by adding a dongle to the phone that fits into the headphone jack. The dongle is just large enough to allow a card to slide through it. After signing up for a Square account, agreeing to the Terms of Service, downloading the app and adding the dongle, you can accept payment from anyone, so long as they use Visa, MasterCard or American Express and sign for the payment, just as with any credit card transaction.
There are no fees at all. This means no set up fees, no monthly fees, no monthly minimum or transaction minimum, no contracts or merchant account needed and no cost for the dongle. The only payment required is a percentage of each transaction; 2.75 percent plus 15 cents per card swipe and 3.5 percent plus 15 cents for a card not present with the transaction. After the transaction is completed, both parties receive a receipt for the payment through a mobile message or an email. This app is brand new and only works with Eris’ that have been updated to the newest Android OS, version 2.1, which recently became available from Verizon and HTC. If you do not have this update yet, it is manually installable until the automatic download is available.