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What is a Callable CD?

When it comes to saving for retirement or even for special events like family trips, Certificates of Deposit are an easy and relatively safe investment. High yield CDs are popular among most investors. However, that high yield may come with a not so...

What is a Bank Draft? Examining Different Types

Companies often become leery about accepting personal checks for payment. With the risk of the money not being in the customer's account once the check is presented to the bank for payment, businesses look toward requesting a bank draft from consumers...

The Advantages of Online Banking

Many have noticed that over the past few years the lines at the teller have gotten shorter. The reason for the decreased numbers at branch teller lines is due to online banking and this guide will advise on five key advantages of online banking.

Money Saving Tips to Spruce Up Your Wardrobe

Every fall and spring fashion urges us to update our wardrobes. With budgets in crunch mode this year, is it really feasible to purchase a new wardrobe to keep up with each season? If your answer is no, then this guide will give you some innovative...

What is the Catch With 0% Interest Credit Cards?

Many issuing banks offer 0% interest credit cards to potential customers seeking their business. Are these offers valid? Or, is a catch 22 lurking somewhere within the fine print?

How to Get Your FICO Score from All Three Credit Bureaus

The FICO Score is a mainstay in consumer lending and all consumers need to be aware of what their score is. However, you only obtain your FICO Score directly from two of the three credit bureaus. Hope is not lost, you can still obtain your FICO Score...

What is a Treasury Bond

During times of economic uncertainty, people who want to invest are looking for safer alternatives to secure their future. One of these safer alternatives are Treasury Bonds.

Is a Variable Annuity Right for You?

Discover basic facts of the variable annuity. Discuss the strengths and weaknesses of variable annuities to determine if they are right for you.

What Are Treasury Notes?

Consumers with a less than optimistic view of the U.S. stock market are seeking short-term investments with more options. Treasury Notes are a safe, short-term investment that has a guaranteed return for your hard earned dollar. Let's get an understanding...

Will T+1 Settlement Processing See the Light of Day at DTCC?

Take a brief look at the Depository Trust & Clearing Company’s history with T+1 settlement initiatives and reasons why it is no longer an industry priority.