SwishIt.com is a website that offers "free and professional website and web designer templates." It's another great resource if you are looking for something nice at no price. Moreover, they also provide premium templates at good price.
These templates can be customized using the programs: SWiSH, Swishmax, Flash MX, Flash Photo Gallery, CSS, Joomla, CMS, XHTML, Cre Loaded, Zen Cart, osCommerce, Silverlight and Wordpress.
To download a free swish template, go to Swishit.com and hover your mouse over "Free web templates," then click on "Free SWiSH templates." Once you have made up your mind about which one to use, click on "Download." A pop up window will open and your download will start automatically.
I think this is a great website because it offers so many different free templates free of charge, and the designs are beautiful.