About That Operation...This Insurance Policy Won't Cover a Band Aid!
Whenever there is a sudden change that affects the bulk of the population, some kind of online fraud tends to come out of it. Especially if it is controversial and leaves a significant portion of the public confused.
Health and Human Services (HHS) Secretary Kathleen Sebelius cautioned state insurance commissioners this year to be on the lookout for new schemes to sell bogus insurance policies. These policies will ‘approve’ the applicant for special rates under the new health insurance legislation, pocket the fees, and leave you in the emergency room with no coverage.
These fake policies are popping up all over the web and the sites are often indistinguishable from legitimate health insurance providers. The best way to avoid paying a monthly fee for a ‘service’ that will potentially leave you holding a huge basket of debt is to perform a rigorous background check on any company you are thinking of joining. If the company does not have several years of positive comments lying about the web, then I would consider it too risky.
Ongoing frauds like this are some of the most rapidly growing and are a testament to how bold the scammers have become. It is no longer enough to rip off a mark once, they now expect to get away with it month after month! If you ever see an offer for something that seems a bit too good to be true, especially if it is regarding something you do not completely understand, research the company with a fine toothed comb, and if you smell anything but roses, walk away.