Meet the Guide Editor
Message from the Editor:
Here at Bright Hub, we want to demystify home mortgages and answer questions truthfully for new and existing homeowners. That's why we've enjoyed pulling together all the questions home buyers may have on mortgages, in topics from A through Z!
Home Mortgage Contributors

Guide to Home Mortgage

Learn Before You Buy a HomeWith so many options to buy a home these days, our free guide to home mortgages can be used as an invaluable tool to answer your questions. How can you lower your mortgage interest rate and what can you do if you are upside down in your mortgage? What’s the best way to pay off your mortgage early and should you consider refinancing?

Learn about how to deduct mortgage interest paid on your taxes each year and for seniors, we’ll tell you all about reverse mortgages and if they’re a good idea.

Even if it’s a second mortgage you’re interested in, our one-stop guide to home mortgage offers the answers to the questions you have.

Latest Articles on Home Mortgage
Tweaking Your Budget to Maximize Savings

This second article in a three part series will focus on helping you tweak your budget to maximize your savings. In the first article we looked at the basics of creating and managing...

Tips on How to Buy a New House

There are various tips on how to buy a new house and these include checking your credit history, selecting the right real estate agent, having the property inspected, and reviewing...

Most Popular Articles on Home Mortgage
  •  
    Ways to Get Out of an Upside Down Home Mortgage

    If you're in an upside down home mortgage, chances are you're probably in a bit of a panic. Don't worry, because things will get better, but in the mean time, read on to find out some ways...

  •  
    About Cash Out Mortgage Refinances

    The topic of refinance cash out mortgages is of interest to many homeowners. Is this type of home loan refinance possible for your situation and does it make sense?...

  •  
    Taxpayer Decisions: Should You Itemize?

    For some taxpayers, filing taxes is very simple. Standard deductions for personal exemptions are all that they need to worry about. Those who have large medical bills, own a home or have work related expenses...

  •  
    Home Ownership: Calculating Down Payments

    After months and possibly years of saving money you finally feel you have saved a sufficient amount for a down payment. The question now becomes how much house you can afford. Knowing in advance how much...

  •  
    Work-Out Deals for Borrowers to Get Their Mortgage Rate Lowered

    If you're looking for solutions on how to lower interest rate on a mortgage loan, this article provides tips on how to negotiate for its abatement. If in case a borrower is not eligible, be in the...

More About Home Mortgage
About Cash Out Mortgage Refinances

The topic of refinance cash out mortgages is of interest to many homeowners. Is this type of home loan refinance possible for your situation and does it make sense?...

What You Need to Deduct Mortgage Interest Paid

In order to deduct mortgage interest that you have paid out over the year certain conditions must be met. The IRS has rules about what is a valid mortgage, what is deductable interest...