Meet the Guide Editor
Message from the Editor:
A person's credit score can make or break their purchasing goals, especially on big ticket items. As a car dealer, Jean Scheid understands credit and how to keep your credit history where you want it to be.
Credit History Contributors

Guide to Credit History

Stay On Top of Your Credit ScoreHow important is your credit history? If you think it won’t affect you, this one-stop guide to learning about credit is a web page you must bookmark! How do you apply for your first credit card and what do all the interest rates on your credit card mean? How can you protect yourself from online fraud, phishing scams or identity theft? Bright Hub has the answers on how to negotiate the best interest rates based on your credit history and tips for keeping your credit score high. We also offer the very best advice on credit and tell you why you shouldn’t allow your credit report to be run over and over again. Learn the basics on your credit history right here on Bright Hub. Have poor or no credit? Not a problem here, we’ll tell you how you can still make the purchases you need and want!

Latest Articles on Credit History
Guide to Building and Maintaining a Great Credit Score

Bankruptcy, foreclosures and unemployment have made a huge dent in credit scores in recent years, but there are steps to rebuilding credit scores and taking control of our financial...

Tips on How to Buy a New House

There are various tips on how to buy a new house and these include checking your credit history, selecting the right real estate agent, having the property inspected, and reviewing...

How to Use a Credit Card Responsibly

Using a credit card responsibly requires self-control, as well as knowing exactly what a credit card is and how its use affects one's credit history, thus an entire financial life...

Understanding the Legalities of Pre-Employment Screening

When it’s time to recruit a new employee, do you understand how pre-employment screening laws work? What’s legal to ask and must candidates submit to drug tests or background...

Most Popular Articles on Credit History
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    What Credit Score do Mortgage Lenders Want before They Offer a Prime Loan?

    What should be the minimum FICO score to buy a house without being forced to get a sub-prime loan? Experts differ on what constitutes a good credit score but a minimum credit score of 620 is necessary...

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    Accounts Payable vs. Accrued Expenses

    Our comparison of accounts payable vs accrued expenses payable broaches not only the definitions of those accounts but also the accounting entries and accounting principles governing their uses. This way...

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    How Long Does A Garnishment Last?

    “How long does a garnishment last?” may be on your mind if you’re in serious debt. Unfortunately, a simple answer does not exist. The length of time depends upon numerous factors...

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    Using Questionnaires for Job Candidate Screening

    Heightened concerns about security have made pre-employment screening an indispensable requirement for most positions. Here, you can download a free pre-employment screening questionnaire that aids the...

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    Average Car Late Payment Fee

    Is there an average car payment late fee on loans? Read more to find out what determines the late payment fee you are charged, how being late affects your credit and how to avoid late fees....

More About Credit History
4 Indicators of Credit Repair Scams

Recognize a credit repair scam by these four indicators....

How to Start a Business in Canada

According to Industry Canada reports, small Canadian business owners actually made considerable profits, even through the recent periods of tough economic crisis. Starting a business...