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Guide to Credit Card Companies

800px-Credit-cardsAlmost every American has at least one credit card and here at Bright Hub, we’ve compiled an all-inclusive guide to credit card companies.

Do you know how the new 2010 credit card laws will affect you or how to gain a lower interest rate on your card? Is combining credit cards a good idea and how does skipping credit card payments affect your credit score?

Learn here if utilizing credit counseling services is a good idea and how your annual APR is factored. What do credit card companies charge as far as late charges and are late charges included on penalties and interest?

Worried about online credit card fraud? If so, you’ll learn all about that too in our one-stop guide to credit card companies.

Latest Articles on Credit Card Companies
Can You Win the Fight Against Your Credit Card Company?

If you’re getting letters from either your credit card company or a collection agency informing you of an upcoming legal battle—mediation or arbitration, what does this...

Reasons Credit Card Companies are Reducing Credit Limit

Not too long ago credit card companies reducing credit limits would have been the exception, but since the credit crisis it seems to have become the rule. Read on to find out why and...

Prime Interest Rate for a Credit Card: What it Is and How to Get it

The prime rate is a base rate for bank lending. A credit card with a low rate tied to the prime is your best option for a low rate card. Low prime rate cards are harder to find and...

Late Fees and the Law

U.S. consumers’ issues about credit card late fees and what is the law that protects their rights against unfair practices were finally answered. The Credit Card Accountability...

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Information About Credit Card Company Late Fees

Credit card companies and late fees plague millions of people worldwide. Don't become bogged down with these credit card late fees. Learn about and how to avoid those nasty late...

How to Avoid Overspending on Your Credit Card

No matter how good your intentions, your credit card could easily become your downfall, and credit cards companies do everything they can to encourage you to spend more than you can...