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Guide to Bad Credit

DebtMany of us who seek out large purchases we have to finance hear the words, “you have bad credit.” Most of us know that already but it seems there are a lot of people facing the same situation. What can you do if your credit falls on the low end of the credit score scale?

Bright Hub’s guide to bad credit is your one-stop guide if your credit needs improving. We’ll walk you through things like how to get a better credit score and how to buy a car with bad or no credit. Learn why buy here, pay here car lots are a waste of time and even buy a home by using a lease to purchase contract with no money down.

Whether you’re fresh out of college or in those great retired years, we’ll show you how to get a mobile phone with no credit and warn you of all the scams out there that can ruin your credit. Find out where to get a free credit report every year and skip those debt service companies. At Bright Hub, this guide is your ticket to improving your credit while still being able to finance the things you want and need.

Latest Articles on Bad Credit
Home Equity Loans for People with Bad Credit: What to Know?

Need a way to get out of debt or pay for home improvements, but you don't have the credit score to qualify for a non-collateral loan? If so, consider a home equity loan. These...

How to Buy a Home with No Money Down and Bad Credit

If you are wondering how to buy a home with no money down and bad credit, you do have options. Looking for a home can take time, sweat, and resources. With due diligence and thorough...

Buying a Home with a Weak Credit Score

Higher down payments, escrow requirements and higher interest rates are likely to be required when buying a home when you have bad credit. Being prepared helps and understanding the...

Tips for Buying a Car with No Credit or Bad Credit

Even if you have no credit or bad credit, it is possible to buy a car with financing. The no credit buyer faces different challenges than the bad credit buyer, but both have options...

Most Popular Articles on Bad Credit
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    How to Buy a Home with No Money Down and Bad Credit

    If you are wondering how to buy a home with no money down and bad credit, you do have options. Looking for a home can take time, sweat, and resources. With due diligence and thorough research you can find...

  •  
    Buying a Home with a Weak Credit Score

    Higher down payments, escrow requirements and higher interest rates are likely to be required when buying a home when you have bad credit. Being prepared helps and understanding the market is also helpful...

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    How to Get a Mobile Phone Contract If You Have Bad Credit

    You have applied for a cell phone and were denied or you just know you are going to be denied because of your bad credit history. Don't despair there are alternatives available to you. Read on to find...

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    How Credit Cards Can Improve Your Credit

    The mismanagement of credit cards has lead to many people having less than ideal credit. However, a properly managed credit card can actually improve a person's credit. Find out which are the best...

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    The Legalities of Using Credit Checks Before Making a Job Offer

    Many small business owners may wonder, is it legal to run credit checks prior to hiring an employee? Credit checks and job offers go hand in hand these days, but are you allowed to run an applicant’s...

More About Bad Credit
How to Get Unsecured Personal Loans with Bad Credit History

It is possible to get unsecured personal loans with bad credit history, but will require some persuasion with no guarantees of immediate success. High risk personal loans also carry...

How to Get a Mobile Phone Contract If You Have Bad Credit

You have applied for a cell phone and were denied or you just know you are going to be denied because of your bad credit history. Don't despair there are alternatives available...