Wear – the relatively softer surface of the bearings rub against the harder surface to which they are providing the bearing surface. Hence when two metals of different hardness rub together, the one with the lesser hardness with wear more and this wear is accelerated by the fact that impurities and abrasive particles can enter between these surfaces thus speeding up the wear.
Corrosion – bearings are lubricated with lub oil from the engine systems and this lub oil can turn acidic in due course of time with effect of combustion products, temperature and so on. This acidic lub oil can cause corrosion of the bearings especially the white metal parts of the bearings.
Overloading/Overheating – a bearing can get damaged due to local concentration of stress or temperature and certain regions which in turn can be due to several factors. This can lead to various types of defects such as galling, scuffing, scoring and so forth.
Given below are a few pictures which show different types of defects which have occurred due to wear, loss of lubrication etc. This should give you an idea about the manner in which a defective bearing appears from outside without using any measuring tool.