Interestingly, I've found that the best encryption tools available of each type are in fact the free ones. I've used OpenSSH and PGP for years, and haven't seen a reason to switch to a commercial product yet. Granted, there are some excellent encryption tools out there that aren't free. The question remains, why would you pay for something if you don't have to? Perhaps you need some guarantee of support, or assistance with integration, or training. Even if this is the case, I advise you to check out the free and open source options that are out there.