Hard drives generally make a type of grinding noise as they work. Some drives are very noisy and some are very quiet, and it all differs from brand to brand. Because the hard drive has moving parts inside, such as the motors that spin the disc and move the read/write head, you will sometimes be able to listen to those motors and tell if there is a problem.
One definite sign that your hard drive is going to die is called the click of death. If you hear a steady click or ticking sound coming from the drive, then it’s about to fail. Another thing to listen for is an excessive amount of noise. If it sounds like the hard drive never seems to rest, it could indicate a problem. It could also mean you need to defragment.
Basically, any abnormal sounds coming from your hard drive need to be considered a warning sign that the drive may be mechanically failing. If you hear anything suspicious, you should run CHKDSK and defragment the drive.